Home Improvement Assistance

We believe that everyone should have the opportunity to live in a decent home but recognise some home owners find it difficult to maintain their homes.

We have developed a package of assistance to help the most vulnerable people overcome these obstacles and to live in a home that is safe, warm, waterproof and that has suitably modern facilities.

Two levels of assistance are available to home owners depending on their circumstances:

Level 1 assistance is available to all applicants across the city and includes advice on maintenance issues.
Further information on this can be obtained by clicking in the Documents section on this page.

Level 2 assistance is available in the form of a Home Improvement Assistance Loan. This is dependant on how much equity there is in the property. This will only be offered to vulnerable applicants who are on low incomes or are in receipt of certain benefits and fall within the necessary criteria.
An electronic version of the Home Improvement Assistance Loan application form can be downloaded from the Documents section on this page.

Please note that grants for improving your home are no longer available.

Contact us

For more information, or to contact us in relation to issues with any previous grant work including grants given under a Group Repair scheme or under the Aviaries Asbestos removal scheme in Armley, then please contact us at

Leeds City Council, HIA Team
Knowsthorpe Gate, Cross Green, Leeds, LS9 0NP

Telephone 0113 378 4702

Older people, people on low income or people with disabilities may be able to obtain extra help from Care & Repair (Leeds)

 

 

Are any grants available to help me improve my home?Are any grants available to help me improve my home?<div class="ExternalClassA6C86A0B3E17461F81EB03B45F640649">​<span id="ms-rterangepaste-start"></span>There are no grants now available to help with home improvement. Assistance is offered through advice (level 1 assistance) and through the offer of a Home Improvement Assistance Loan which is available to vulnerable owner occupiers who have equity in their home and who are on low incomes or are in receipt of certain benefits and fall within the necessary criteria.<span id="ms-rterangepaste-end"></span></div>
Do I have to pay interest on the loan?Do I have to pay interest on the loan?<div class="ExternalClassEF01664B396E4896B1A3B513E6334783">​<span id="ms-rterangepaste-start"></span>Yes, there is interest to be paid on a loan. The facts and figures of the loan and interest to be paid will be fully explained by a visiting officer.<span id="ms-rterangepaste-end"></span></div>
Can I move home after receiving a loan?Can I move home after receiving a loan?<div class="ExternalClass10B2528626184777B8998BFE49FF279B">​<span id="ms-rterangepaste-start"></span>Yes, but you must repay the loan when you sell your home.<span id="ms-rterangepaste-end"></span></div>
Can I repay my loan before I sell my home?Can I repay my loan before I sell my home?<div class="ExternalClassFF23CD163F1940AB86F28E41CBC553CA">​<span id="ms-rterangepaste-start"></span>Yes, you can repay the loan in full at any time. We’ll arrange a valuation and work out how much you should repay.<span id="ms-rterangepaste-end"></span></div>
How Will I know that my home has been valued fairly?How Will I know that my home has been valued fairly?<div class="ExternalClass5052F45C988E4174AC805485E895C469"><span id="ms-rterangepaste-start"></span>We use a qualified valuer to assess your home’s market value.<span id="ms-rterangepaste-end"></span></div>
Should I get independent financial and legal advice?Should I get independent financial and legal advice?<div class="ExternalClassD07B8E12C11140CBA8E694A90792C761">​<span id="ms-rterangepaste-start"></span>Yes, we recommend that you get independent professional advice to help you decide if this is the best solution for you.<span id="ms-rterangepaste-end"></span></div>
What if I have other secured borrowing on my home?What if I have other secured borrowing on my home?<div class="ExternalClass5215C327FAD141FFB751083C365E414D">​<span id="ms-rterangepaste-start"></span>You should discuss this with your family. We can meet with you and your family to explain the loan.<span id="ms-rterangepaste-end"></span></div>
What size of loan can I have?What size of loan can I have?<div class="ExternalClassD4DE18C8A70F4D9FA4709DF16BD70A4B">​What you can borrow is an amount to cover essential repairs and improvements to your home as agreed by the Council. The amount we lend you will take account of any debts you have already secured on your home, and on the value of your home. We’ll make sure wherever possible that your total secured debt, including our loan, leaves you with a reasonable amount of equity. Usually we’ll lend no more than £15<span id="ms-rterangecursor-start" style="display:none;"></span><span id="ms-rterangecursor-end" style="display:none;"></span>,000 plus fees. However, we’ll always look at your circumstances to decide how much your loan should be.​</div>
Will the loan be paid directly to me?Will the loan be paid directly to me?<div class="ExternalClass0F1115C7758A44B6907F1BA88BF71847">​<span id="ms-rterangepaste-start"></span>No, the money will be paid to your chosen contractor when we’re happy that they have finished the work to an acceptable standard.<span id="ms-rterangepaste-end"></span></div>
What happens if my home falls in value?What happens if my home falls in value?<div class="ExternalClass23C7C4C6B97040D3816D9026585CA9C7"><span id="ms-rterangepaste-start"></span>If this happens, you will pay back the original loan amount plus simple interest agreed at the time the loan was taken out.​</div>
What is equity?What is equity?<div class="ExternalClassB894319045CD4E4188C95533C9B7B523">​<span id="ms-rterangepaste-start"></span>Equity is the value of your home less any money owing on it such as a mortgage or loan.<span id="ms-rterangepaste-end"></span></div>
What will happen to my family's inheritance after I die?What will happen to my family's inheritance after I die?<div class="ExternalClass74C8AF50EAA84E6D86A4D9620D7045C5">​<span id="ms-rterangepaste-start"></span>You should discuss this with your family. We can meet with you and your family to explain the loan.<span id="ms-rterangepaste-end"></span></div>
What will it cost me to apply for a loan?What will it cost me to apply for a loan?<div class="ExternalClass1312C88F08864236982A50F16EF972A8">​<span id="ms-rterangepaste-start"></span>There are fees to be paid on the loan process which are included in the final amount of loan offered. However, if you have reached the end of the process and decide not to go ahead with the loan, you will have to pay fees that you may have incurred.<span id="ms-rterangepaste-end"></span></div>
Will I need building insurance?Will I need building insurance?<div class="ExternalClass70D5C61937A74DD5BF4F835A76971D73">​<span id="ms-rterangepaste-start"></span>Yes, your home must be covered by building insurance for the entire period until the loan is repaid.<span id="ms-rterangepaste-end"></span></div>

 

 

Plumbing Informationhttps://www.leeds.gov.uk/docs/11 hia infosheet plumbing.pdf221150pdf
electricity informationhttps://www.leeds.gov.uk/docs/7 hia infosheet electricity.pdf325316pdf
Financial Informationhttps://www.leeds.gov.uk/docs/2 hia infosheet financial.pdf291598pdf
DIY informationhttps://www.leeds.gov.uk/docs/4 hia infosheet diy.pdf292342pdf
Gutters Informationhttps://www.leeds.gov.uk/docs/10 hia infosheet gutters.pdf319492pdf
drains informationhttps://www.leeds.gov.uk/docs/6 hia infosheet drains.pdf325609pdf
Decoration Informationhttps://www.leeds.gov.uk/docs/12 hia infosheet decorate.pdf275547pdf
Building Informationhttps://www.leeds.gov.uk/docs/3 hia infosheet buildng.pdf267329pdf
Condensation informationhttps://www.leeds.gov.uk/docs/5 hia infosheet condensation.pdf480420pdf
energy informationhttps://www.leeds.gov.uk/docs/8 hia infosheet energy.pdf288486pdf
Gas Informationhttps://www.leeds.gov.uk/docs/9 hia infosheet gas.pdf327183pdf
HIL Factsheethttps://www.leeds.gov.uk/docs/HIL2 Factsheet.pdf174449pdf
HIA Guidance leaflethttps://www.leeds.gov.uk/docs/HIA Guidance leaflet.pdf1878861pdf
The need for Home Maintenancehttps://www.leeds.gov.uk/docs/hia infosheet 1 Importance of home maintenance.pdf294586pdf
HIA Application formhttps://www.leeds.gov.uk/docs/HIA1_Application form.pdf147886pdf

Did you find what you were looking for?

Did you find the information you were looking for?