Testimonials from people helped by Leeds Credit Union and Citizens Advice Leeds

“Just wanted to say a big thank you to Leeds Credit Union for helping me sort out my finances. I feel like a weight has been lifted off my shoulders."

"Citizens Advice Leeds were so helpful and have taken away all my stress. Everyone that I spoke with was very helpful. If it wasn’t for them, I would have nothing, it’s really nice to know that there is help out there."


Leeds Mic

Money or debt advice?

If you are worried about money or debt, it can seem very confusing where to turn for help. Many people take out a payday loan as it can seem like the only solution at the time.​ However, payday loans can lead to serious debt and there are many independent agencies across Leeds providing free and confidential advice.

Council Tax - if you're having problems paying your Council Tax or any other debt you owe to the Council the best and quickest way for them to help is over the phone, please call: 0113 3760364 or alternatively email: ctax.recovery@leeds.gov.uk.

Local agencies

Better Leeds Communities Advice Service – offers free advice for anyone living in Leeds including help with debt as well as benefits, housing and fuel poverty. Call 0113 275 3498 to speak to an advisor or to arrange a face-to-face appointment.

Chapeltown Citizens Advice​ provides free, confidential and independent advice on a wide range of subjects including debt and your legal rights. Call 0113 223 4400 or for self-help visit www.adviceguide.org.uk

Citizens Advice Leeds  Provides free, independent and confidential advice and information on a wide range of subjects including benefits, debt, employment and housing.

  •  Appointments are available at venues across Leeds. 
  •  Debt Advisers are available for telephone & face to face advice. 
  •  Pensions guidance appointments are available across Leeds and Bradford - 0113 281 6738.

For more information telephone or call in Monday to Friday, 9am to 4pm, or check out the website any time. Leeds Adviceline: 0113 223 4400 www.citizensadviceleeds.org.uk, Citizens Advice Leeds, 31 New York Street, Leeds LS2 7DT.

Christians Against Poverty - Is a national debt advice charity that provides free, face-to-face debt advice in your home. The service offers both practical and emotional support, is completely free and is available to all.
0800 328 0006
Mon - Fri: 8.30 am - 5.00 pm

Ebor Gardens Advice Centre - a local charity based in Burmantofts gives free, confidential and impartial advice in relation to debt. If you are facing eviction, bailiffs at your door, door step collectors, County Court Judgements or just not managing to pay your debts then they can represent you, advise you on your rights and provide a casework service where they negotiate a realistic repayment program for you.

They also have a team of volunteers known as Leeds Money Buddies - which provide one-to one help. They can help you follow the debt advice you've been given, work on your budget, input information on to a computer, print letters off for your creditors, maximise your income, and fill out forms to apply for grants. Money Buddies can also look online for you to find the cheapest gas/electric supplier and will chat about the most up-to-date ways on how to save money. Call them on 0113 235 0276.

Feel Good Factor Leeds - free help and advice on benefits and welfare reform. The team also run 'Money Matters' courses which can help you manage your personal budget and find ways to save some money.

Gipsil (Gipton Supported Independent Living) - Provide free, independent general advice on welfare benefits and housing. Support and housing is primarily to young people and young parents aged 16 to 25 across east and north east Leeds. Tel: 0113 248 1813

Leeds City Council Tenants - Free money, budgeting and benefit advice (including form completion) available at local offices. For an appointment please call into your local office or telephone a Housing Officer direct on the telephone numbers listed in our Citywide Housing Surgeries document (PDF 159KB).

Local Welfare Support Scheme - this scheme is run by Leeds City Council and supports people who require emergency assistance such as basic household goods. Tel: 0113 376 0330

St Vincents Support Centre - provides face-to-face free and confidential help for your debt, call 0113 248 4126 to make an appointment.

Welfare Rights team, Leeds City Council - gives free, confidential and impartial advice on a whole range of welfare benefits as well as help to complete claim forms and guidance and support when making appeals. If you would like to talk to a welfare rights worker you can contact us on 0113 3760452 or by e-mail on Welfare.Rights@leeds.gov.uk.


Leeds Beckett University - Student Money & Advice Centre offers support relating to student finances including loans, fees and funding, and advice on budgeting, welfare benefits and managing debt.

Leeds Trinity Students' Union - provides support relating to student finances including loans, fees and funding.

Leeds University Union - gives support relating to student finances including loans, fees and funding, and advice on budgeting and managing debt.

National agencies

Money Advice Service - offers advice and guides to help improve your finances as well as managing life chanegs such as starting a family or losing your job. Call 0800 138 7777 or visit www.moneyadviceservice.org.uk

National Debt Line - provides a step by step guide to help with your debts as well as a web chat service. Visit www.nationaldebtline.org or call 0808 808 4000.

StepChange Debt Charity - free, tailored advice for problem debt and access to a debt management plan (DMP). A DMP helps you manage your debts and pay them off at an affordable rate by making reduced monthly payments. For more information freephone 0800 138 1111 or use their StepChange Debt Remedy tool, a free online debt advice service. It identifies the extent of your debt problems and provides you with a tailored recommendation to resolve your situation.

Talk about Debt - a national debt advice charity offering free, confidential support and advice to anyone worried about their debts. Call 0800 644 6089.

​Please see the Related pages section for more information.​​​​​​

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